Medicare By Doreen Marino
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  • Medicare
    • What is Medicare?
    • Consultation
  • Advantage Plans
  • Medicare Supplement
  • Prescription (Part D)
  • About Us
    • Refer a Friend
    • Insurance Carriers
    • Medicare Workshops
    • Accessibility Statement
    • Privacy Policy
    • BLOG
  • Life/Health
    • Life Insurance
    • Critical Illness Insurance
    • Discount Dental Plans
    • Final Expense Insurance
  • Other Quotes
    • Critical Illness Insurance Quote
    • Life Insurance Quote
    • Dental Insurance Quote
    • Final Expense Insurance Quote
  • Resources
  • Reviews
  • Contact
    • Schedule an Appointment
  • Frequently Asked Questions
  • Medicare Agent Location
    • Medicare Agent in East Northport
    • Medicare Agent in Northport
    • Medicare Agent in Commack
    • Medicare Agent in Dix HIlls

Prescription Drug Plans

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Prescription Drug Plans (Part D)

To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.  A drug in a lower tier will generally cost you less than a drug in a higher tier.

Since a Medicare drug plan can make changes to its formulary, it is imperative to review your coverage yearly.   My clients get an annual review to make sure their plan fits their needs.

If you are not enrolled in a Medicare Prescription Drug Plan (Part D) on its own, through a Medicare Advantage Plan (Part C) (like an HMO or PPO) or other work, VA prescription drug coverage, you'll likely pay a late enrollment penalty.   This penalty is lifetime and can up to a substantial amount.

Contact us to learn more about the right Medicare plan for you.
(631) 235-8038
East Northport, NY 11731​
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Medicare By Doreen Marino
East Northport, NY 11731​
(631) 235-8038
Click Here to Email Us

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